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Carl Rogers, a psychologist who has written extensively on counseling relationship, said that there must be a some basic qualities that are essential to the helper if he/she wants to be helpful to people. These qualities can be grouped under following :

• Awareness of self and values
• Trust
• Warmth and caring
• Acceptance
• Empathy
• Knowledge

Whenever we are with another person, whether for the first time, or with an old friend, we engage in the process of learning more about one another. It may be a very superficial knowledge, such as the other person’s physical apperance, or it may be a very deep and involved knowledge, such as an intimate friend.

But we usually try to hid ourselves, our “REL” selves, behind a mask. And we assume that the other person is also hiding behind his mask. We hope that the other person responds to our mask, and we try to respond to theirs. Or do we not try to uncover the other person’s true self while protecting our own? The result is that we remain a mystery to one another.

On the other hand, with an intimate friend, we may have learned to drop our masks, although  it was probably a slow painful process of which we have no awareness. That other person now defined as a friend, is less mystery, less threat.

Assuming that real relationship are better than phony ones, and assuming that only through disclosing our selves can authentic relationships develop, what’s the hang-up? Why do we feel edgy with another person? or avoid it all together? Why does it take us so long to “Loosen up” and be ourselves, if we ever do? are there some short-cuts to really knowing another person?

What we fear from self disclosure :

1. Loss of respect : Moral judgement on the part of others.
2. Rejection:  The other person will no longer like us
3. Destruction: the other person will cripple or destroy us with our self information
4. Insight: we may find out unacceptable things about ourselves.
   

What we find out from self-disclosure :

1. How similar, and how different we are to other people in our thoughts, feelings, hopes and fears.
2. What the other person’s needs are, and how we can meet or frustrate them
3. How we stand in relation to others.

What we get from self -concealment:

1. Anxious! About ourselves and others
2. Guilty! About ourselves and our failure to take advantages of learning about ourselves and others.
3. Angry! About ourselves and others.
4. Depressed! about ourselves and the way others misperceived us.

What we get from self-disclosure:

1. Self-knowledge
2. Knowledge about others.
3. Love and ability to love others.
4. Feelings of stability

The key of self-disclosure is, of course, trust, Trust that self-disclosure will result in positive growth within. Trust that other person is a man of goodwill, and trust that the end result will be greater freedom to be oneself.

Get your self a piece of blank paper, draw four column, write down Strengths/Abilities in first column, Weakness/Hang-up in second column, Personality type in third column and last column Interest/Enjoy, then fill it up by your self

Be honest and trust your self, everything will in your hand soon.

My Paper :

Strengths/Abilities :

Learner, Good memory and knowledgeable.

Weakness/Hang-up:

Emotional, bad temper, inmature, inpatient , weak in communication, ego, weak social life, weak in all relationship, Tome bomb for other, Platitudes and cliches, FEAR.

Personality Type:

Emotion, crazy, uncontrollable, split personality, fear

Interest/Enjoy:

Think, analysis create and study

The best and most beautiful things in life, cannot be seen or even touched, they must be felt with the heart.

Helen Keller

Life insurance for aged people is gaining more popularity as companies are making the policies more affordable for older generation. Life insurance for old people is no more as expensive as they used to be. Since the market is competitive more companies are making the policies cheaper and affordable. All the insurance companies are trying to increase their customer base. They are trying to win the trust of customers by offering better terms and conditions and better rates. You can see insurance companies giving ad everywhere starting from TV to websites. You have so many options and you can compare your options with ease before choosing a policy.

So don’t worry if you are old. You can still get a life cover that will fulfill all your needs. All you need to do is to Contact Us. Off-course you won’t get the benefits a 30 year old person can get but it is never too late to opt for a life insurance. As you grow old you are undoubtedly at greater risk of falling ill. So it is essential for you to get a life cover. Seeking a life insurance policy is not difficult even if you are 50 or 60 years old and if your health condition is sound you don’t need to worry at all. Most of the insurance companies will not even ask you to go through a medical test. Even if you have some health issues you can still buy a life insurance policy which will offer you a promised sum at the end of the term.

Life Cover for Over 50 is like any other normal life insurance policy but the difference is that it is more expensive than normal policies.You need to pay more premium than your son would have given. But there may be other kinds of incentives. For example you may receive some free gift or even get free cover for a month for buying a policy. Even if the premium rate is a bit high opting for a life insurance is always a wise decision as it will be your savior in time of need.

When you buy a life insurance policy it gives you peace of mind. It will save you from any financial crisis that may arise while you fall ill. With a life insurance policy you will never face a situation where you are unable to bear the medical expenses because of lack of funds. A life insurance policy is a must for you especially you have family responsibilities so that your family remains financially secured even if you pass away. Many policies also cover the cost of your funeral. So your family doesn’t need to face the entire

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Fill in the form below, to get your self insured.

The basis for any life insurance plan generally is age, assets or health. Most people insure income for their loved ones in case any ill befalls them and they are left high and dry. Sometimes people with a lot of assets also choose to insure their property, to keep it safe and financially sound before they pass it on to their heirs or family members. Sometimes people want to ensure that their spouse or significant other is financially independent. In both these cases family life insurance is the way to go.

The things to look out for when investing in any insurance plan are cost, coverage and the benefits. If you choose to invest in a term insurance policy, bear in mind that benefits will be received only if the death occurs during the term. On the other hand it is quite affordable. Whole life insurance, the most trusted policy, has a set premium for the time period of the policy. The disadvantage, however, is that the rates offered are high during the early stages of the policy and low during the latter stages, keeping in mind the risk factor. There is also the Universal life insurance policy which is a culmination of the advantages of both term and whole life insurance policies. One can vary the amounts paid in the form of premiums from year to year and also borrow money from the cash reserves that pile up.

For the more conservative of the lot, there is the permanent life insurance. The premiums are higher, but it can worth it if you choose to invest the dividends which are tax free. The Variable life insurance plan is a kind of investment plan, the returns of which depend on the market trends regarding your stocks and shares. If you choose this kind of family life insurance, the returns are also expected to be higher.

If paying premiums regularly is not your thing, you could opt for the Single Premium family life insurance policy, which is a one time investment. It is a great idea if you wish to gift it to someone. There is also the Survivor ship family life insurance, in which two people are insured together and the benefits are given out only after the demise of both the policy holders. This might be a good idea for parents to insure the financial stability of their children, even in case anything should happen to them.

Save your family a lot of heartache and sleep better at night knowing that your loved ones are secure by investing in a quality Family life insurance policy.