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Owning your dream house or selling your property to reap huge profit is a wonderful experience but are you famililiar with your rights as the buyer or seller of properties especially from the secondary market? Secondary market means  buying from an existing owner. It is important to learn on the legalities of buying and selling to fully understand the rights of an investor to maximise the profit.

Things that you need to do when buying your secondary property :

1) Conduct search of the property title to ensure that the seller is the legal owner.

2) Consult the lawyer from the beginning and not after you have paid the deposit or signing the S&P.

3) Get details  on the property, the deadline for the payment, the penaltty for non payment, and the rules of termination if you fail to secure your loans from the bank.

4) The sales process will be deemed complete after the full amount is paid by the bank if you are taking loans. If you failed to get your loan approved, the 10% deposit will be forfeited and the agreement will be terminated.

5) If the seller promises you the furnitures or fittings, make sure it is included in the contract as you may take legal actions on the seller if the items are missing.

6) Upon full payment of purchase price, you can start with your renovation work or rent it out to other people.

7) Taking loans from the bank prevents you to sell your property immediately at least for the period of 6months. Flipping your property quickly could only happens if it is a cash transaction.

Things that you should know if you are the seller:

1) Avoid handing over the keys after signing S&P and receiving 10% deposit. If it is unavoidable, come up with a tenancy agreement until the title is handed over to the buyer.

2) Do not just leave everything to the buyer’s lawyer, watch out for the terms and condition.

3) If your property is a hot item, you can state your wish to release to the other buyer if money is not released withing the promised time frame.

4) Take note on when you would be free from paying your installments and other bills.

Here we are at the Zurich International airport by Thai Airways. As you could see, we look tired  after 12 hours flight, and furthermore with no make ups. EEeeeeeeee…

1st day of The German Swiss Welcome : The first destination in Swiss is to Bally Factory Outlet in Aarau where we shop for leather bags. shoes, wallets, etc etc.. Shop Shop Shop

Bally Factory Outlet

It’s lunch time at the Restaurant Brasserie Johanniter where we had carrot soup, grilled port sausage in onion sauce, roesti and chocolate cake. Then it’s shopping time again at the Bahnhotstrasse.

We have the friendly passers by pop in for our photo shooting sessions

2nd day of French Swiss Hospitality : After having breakfast in the hotel, we headed to the Alsace Region where we visited the Colmar. The city is famous for its well preserved old town and numerous architectural landmarks.

The little venice

Next destination is the Riquewihr which is most beautiful vineyard township of Alsace.

Wine making is the main industry

Then we visited the beautiful Titisee, the lake in Black Forest. A place where you can get their well known cuckoo clocks.

Simply breathtaking

Although it’s too dark, we still able to capture the Europe’s Rhine Fall which were formed in the last ice age.

Too disappointed to arrive late

3rd day with the the best of Swiss Alps :

We travelled to Lucerne, one of the tourists’ delight for the Lion monument that symbolizes thousands of Swiss guards being sacrificed during the French Revolution.

How can you smile when you visiting the saddest stone in the world?

A short visit at the Interlaken for souvenir hunts and excellent photographs.

A residential town between lakes

We are at the alps for lunch, the Mt Maennlichen which is the top swiss ski site.

Does the heaven looks the same?

We went down to Wengen by cable car, the hidden treasure amongst the alpine villages.

Bern - The Swiss capital, here we come.

At one of the UNESCO World Heritage site

4th day is the all about the best of  Geneva :

The flower clock

The jet D

The United Nation office

Be prepared for the Alpine Carnival : The Gala dinner in Gruyere, thank you HLA for the appreciation and celebration.

The celebration is at the famous alpine village

The grand opening ceremony

Unlimited beer and wine, we celebrated memorable lantern festival in Switzerland

It

Arrival at the airport

Welcome to the hotel

It's meal time

The famous Shenzhen cuisine : Claypot Bone Marrow-just suck it

The China cultural village

This is what they have in the cultural village - 1

Another one u can find in the cultural village -2

China's 'Interlaken Village'

It's show time

The Da-Pen-Chai - Big Premium Potcuisine

The night lifef of Shenzhen

Beautiful Shenzhen ! Visiting Shenzhen will beone of the most memorable trip HLA is giving to all qualifying new recruits. Only in Shenzhen we could experience bargaining for half an hour just for the little stuff, having the price cut down at least 10 times lower the offered price. It’s a shopping paradise for ladies, so there will the second trip especially for Dongmen, Windows of the world, Interlaken, the grand shows, the unique food and  the extravagant Shenzhen.

Cheers HLA !