The high court rule that the  maximum to be charged on the credit card holder who has lost his credit card is RM200. In  early June, the lawyer told Malaysian Insider that Diana Chee Vun Hsia has reported the lost of the credit card a day after theft that has happened to her to the bank. Citibank informed her that RM1851 has been charged to the credit before the lost report, therefore she has to be responsible for the payment as she did not report the incident within an hour.

The high court ruled that according to Bank Negara guidelines, the maximum that credit card companies can charge a card holder is RM200, regardless of any company policy. Justice Datuk Mohamed Apandi Ali said the Bank Negara guidelines have the force of law.